In the best of all possible worlds, you would be able to take care of everything involving an auto accident, including filing a claim right after it happens. Life isn’t always so easy, and there may be reasons you find yourself waiting. However, it is important to remember that there are multiple reasons that Chicago, IL drivers should file a claim with your agent at Arial Insurance Group as soon as possible after your accident.
It Can Take Months Or Years To Know the True Extent Of Damages
Some damages are easier to assess, such as the cost of a damaged vehicle. Other damages take longer to assess, especially if there are serious injuries. You may need therapy for years, including ongoing medications and time off from work.
When it comes to deciding the full cost of a claim, you will need to add in everything you have lost, from car damages to rental car fees to doctor visits to time off from work. That doesn’t include pain and suffering or possible loss of consortium claims.
Let Your Agent Know Right Away
You will only have 2 years to file a legal claim, possibly less time in certain circumstances. Your agent can help make sure you are getting the care you need while making sure you meet your deadlines.
If a driver waits too long to make a claim, the court will automatically dismiss it, and you will have no recourse. Don’t forget that your insurance company has those important legal resources. If you have any other questions about what to do after an accident in Chicago, IL, or if you would like to discuss your auto insurance coverage, please feel free to call Arial Insurance Group today.
