Click to Call
Arial Insurance Group

250 Parkway Drive Ste 150
Lincolnshire, IL 60069

Get Directions

Arial Insurance Group Blog

When Is the Right Time to Buy Life Insurance?

Life insurance can be an invaluable safeguard in ensuring secure provisions for your family in the event of your demise. However, determining the appropriate time to purchase a policy is a common challenge. Many are unsure of the optimal timing for investing in life insurance, which often results in delayed purchases and inadequate coverage. If you’re grappling with this dilemma, worry no more. At Arial Insurance Group, we dedicate ourselves to assisting individuals in Chicago, IL, navigating such inquiries and equipping you with the best guidance for your insurance journey.

When Should I Invest in Life Insurance?

A set age bracket doesn’t dictate when one should procure life insurance. However, adhering to certain general rules can help. Typically, the younger you are when purchasing a life insurance policy, the better. This is because life insurance premiums rise with age, reflecting increased health risks and natural progression towards their lifespans’ latter part. Regardless, investing in a policy is not recommended solely because you feel compelled to. Individuals who should consider life insurance include those whose dependents rely on their income or those with high amounts of debt that could burden their families post-demise. If you fall into these categories, the above advice should be taken into account!

Seeking Life Insurance? Arial Insurance Group Can Assist!

If your family’s future could benefit from financial support after your departure, investing in life insurance is worthwhile. Besides knowing when to purchase it, you might be wondering where to source the right life insurance policy. Look no further! At Arial Insurance Group, we’re committed to helping people like you identify suitable life insurance policies. Servicing in and around Chicago, IL, we’re just a call away. Request a quote today!

Servicing States

  • Illinois
  • Indiana
  • Arkansas
  • Texas
  • Louisiana
  • Mississippi
  • Alabama
  • Georgia
  • Florida
  • South Carolina
  • North Carolina
  • Virginia
  • Washington, D.C
  • New Jersey
  • Tennessee
  • Maryland

Testimonials

Partner Carriers

  • Aegis
  • Aetna
  • Allstate
  • American Modern
  • American Strategic Insurance(ASI)
  • Assurant Flood Solutions
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield
  • Capital Premium Financing
  • Chubb
  • Cigna
  • Dovetail
  • Foremost
  • Hagerty
  • Humana
  • Kansas City Life Insurance Company
  • Liberty Mutual
  • National General
  • Nationwide
  • Old American Life
  • Openly
  • Progressive
  • Prudent Pet Insurance
  • RLI Surety
  • Safeco
  • State Auto
  • Stillwater
  • Stonemark
  • Travelers
  • United Healthcare
  • USLI