A home inventory is one of those things that you only appreciate if you need to use it or if you don’t have one when you file a claim. Having to try to recreate your possessions when they no longer exist is a nightmare that no one should have to live through. At Arial Insurance Group in Chicago, IL, we are happy to help you understand the value of making and correctly storing a home inventory.
A home inventory lists all the items you have in every room of your home. If you are like most people, you grossly underestimate the amount of things you own and store all around your home. Get a large pad and a pen, bring your phone or camera, and pick a room to start in.
Write down all the things you see in as much detail as possible. If it is electronics or appliances, include the manufacturer, model, and serial number if possible. Attach any invoices or receipts that you have and take pictures. Take several pictures in every room from a variety of angles. Now open the drawers, closets, and cabinets and write down anything not in plain sight.
Go through every room in your home doing the same thing. Don’t forget to go to the attic, basement, and any closets you have. When you have written down everything, it is time to think about a safe place to store the inventory. You need it to be available if you want it, and your home is not the best option. A safe deposit box is a good option, and make sure you have a copy in the cloud.
Contact our team at Arial Insurance Group in Chicago, IL, if you have home insurance needs.
